How GradGuard Short-Term Medical Insurance Works
Purpose: Designed to provide coverage for a relatively short, pre-defined time period, usually no more than one year. It’s the ideal “bridge” between graduation day and employer-provided health insurance.
Other Uses: While GradGuard STM Insurance is the ideal solution for college graduates, it is also a good choice for other short-term needs.
- Between jobs
- Recently divorced and no longer on spouse’s policy
- Waiting for employer group coverage
- Temporary or seasonal employee
- Dependent no longer covered under parents’ plan
- On strike, laid-off or a terminating employee
Coverage: Generally speaking, short-term medical insurance will cover basic health services...things like doctor visits, emergencies, surgery, outpatient and inpatient care. See plan details for the list of covered expenses.
3-Step Application Process
- CHOOSE A PLAN: GradGuard offers flexible coverage options, so you can find the one that best suits your graduate’s needs. Get a quote to see our coverage options.
- CHOOSE THE LENGTH OF COVERAGE: One month? Six months? A year? If your policy expires but you still need coverage, you can reapply for another policy.
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CHOOSE YOUR PAYMENT OPTION: There are two convenient payment options:
- Monthly payments by check, money order, credit card or automatic bank withdrawl
- Single payment option allows you to pay in full for the exact number of days from a minimum of 30 days to a maximum of 180 days of coverage, by check, money order or credit card. This option qualifies for a special premium discount.
Get a free quote online, or call 1-877-270-1156 at any time if you have questions or want to apply by phone.
GradGuard STM for graduates is an affordable short-term medical insurance.
GradGuard offers flexible plan options so you can get the one that meets your graduate’s needs.
Whether it’s a few months or a year, your new grad will be covered.
Choose from Monthly or Single payment options.